Learn all there is to know about insurance.
As per 2024, business owners face a new set of challenges, and among the most pressing is the rising cost of business insurance. With the economic landscape constantly evolving, it’s more important than ever for businesses, big and small, to strategize effectively to manage their insurance expenses. This isn’t just about cutting costs; it’s about […]
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When it comes to protecting your home, whether it’s a cozy condo or a spacious house, understanding the intricacies of insurance can be a game-changer. Both condo insurance and homeowner insurance serve the crucial role of safeguarding your investment, but they’re not interchangeable. This article delves into the key differences between these two types of […]
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Medicare is the federal government that provides coverage to those who are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain period of time, or under 65 and with End-Stage Renal Disease (ESRD). The Medicare program is funded in part by the Social Security and Medicare taxes paid on income, in […]
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In addition to potentially saving you money on your life and health insurance, taking steps to improve your life expectancy can greatly increase your overall happiness in life. Here are 5 steps that have been proven to lead to longer, healthier lives. Get Daily Exercise Committing to daily exercise is the number one way to help extend […]
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Discovering that you’re going to be a parent can be the most exciting news you’ll receive in a lifetime! But underneath all that joy and excitement is another emotion just as strong: fear. There is a ton of responsibility that comes with bringing your child into the world and you want to make sure you are doing […]
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You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]
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If you are in the process of considering your Medicare options, out-of-pocket costs may have become a potential factor in your final decision. Medicare Part A and Part B do not have an out-of-pocket maximum. However, this does not apply to the Medicare Advantage plans, which do have an out-of-pocket maximum. We’ve compiled a list of what you need to know when […]
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One of the top proven ways to prevent chronic disease, premature death, and improve health and immune function is by daily physical activity. There have been countless studies that show those who do some sort of regular exercise feel better, live longer, and have a much better quality of life. In addition to the benefits of physical activity, exercising outdoors around […]
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Whether you moved recently or your former doctor changed practices, you may be searching for a new general practitioner. This process might seem daunting, but you already have a great resource at your fingertips – your insurance agent and provider! Here, we outline four steps to help you find the right professional for your healthcare […]
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When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a net worth of at least $11.7 million threshold as of 2021, in which federal estate taxes will kick […]
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