Learn all there is to know about insurance.
If you are in the process of considering your Medicare options, out-of-pocket costs may have become a potential factor in your final decision. Medicare Part A and Part B do not have an out-of-pocket maximum. However, this does not apply to the Medicare Advantage plans, which do have an out-of-pocket maximum. We’ve compiled a list of what you need to know when […]
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One of the top proven ways to prevent chronic disease, premature death, and improve health and immune function is by daily physical activity. There have been countless studies that show those who do some sort of regular exercise feel better, live longer, and have a much better quality of life. In addition to the benefits of physical activity, exercising outdoors around […]
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Whether you moved recently or your former doctor changed practices, you may be searching for a new general practitioner. This process might seem daunting, but you already have a great resource at your fingertips – your insurance agent and provider! Here, we outline four steps to help you find the right professional for your healthcare […]
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When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a net worth of at least $11.7 million threshold as of 2021, in which federal estate taxes will kick […]
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We have all heard the saying, “an apple a day keeps the doctor away.” However, when it comes to obtaining the best plans and rates for your insurance, there is more than just one health factor to consider. Your insurance agent can help you determine the correct policies, but here are a few things to […]
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If you have both Medicare and another insurance policy, you may have to follow certain rules when it comes to which insurance is primary and which is secondary. Medicare will leave it up to you to know these “coordination of benefits” rules and which cases they apply to. When Medicare is the primary payer, this […]
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Slips, trips and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going up stairs or walking on wet hardwood or uneven flooring, but they are more common […]
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February is known as Heart Month in the United States, so there is no better time to learn about cardiovascular disease. According to the American Heart Association in a 2019 study, nearly half of all adults in the United States – 48% to be exact – have some form of cardiovascular disease. The term “cardiovascular […]
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A wellness visit, also known as an annual primary care visit, usually takes around 30 minutes and the cost is often covered through insurance. These visits are important for everyone to attend because as you age, your wellness can change in an instant. As you age, your risk level rises for illnesses and diseases that begin to take effect in those later years. Saving […]
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Medicare is one of the biggest milestones you will reach in the later stages of life. Before going down your Medicare path, there are few things you need to know. Did you know that some people are automatically approved and placed on Medicare? This isn’t always the case, as a lot of people have to sign up before getting into the program. You […]
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